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Terms of Service

Rules and guidelines for using Dipolrecir

Last Updated: May 19, 2025

Please read these Terms of Service ("Terms", "Terms of Service") carefully before using the Dipolrecir website (the "Service") operated by Dipolrecir Pte. Ltd. ("us", "we", or "our").

Your access to and use of the Service is conditioned on your acceptance of and compliance with these Terms. These Terms apply to all visitors, users, and others who access or use the Service.

By accessing or using the Service, you agree to be bound by these Terms. If you disagree with any part of the terms, then you may not access the Service.

Special Note for Teens and Parents: Our service is designed for teenagers aged 13 and above. If you are under 18, you should review these Terms with your parent or guardian to make sure that you both understand them.

1. Use of the Service

Dipolrecir provides educational content and resources on financial literacy for teenagers. You are permitted to:

  • Access and view our content for personal, non-commercial purposes
  • Participate in our programs, workshops, and online activities
  • Use our educational resources for your personal financial education

1.1 Account Registration

Some features of our Service may require you to register for an account. When you register for an account, you must provide accurate and complete information. You are responsible for maintaining the security of your account, and you agree not to disclose your password to any third party.

1.2 Age Restrictions

Our Service is intended for users aged 13 and above. If you are under 13 years of age, you are not permitted to use our Service or provide any personal information to us. If we learn that we have collected personal information from a child under 13, we will delete that information as quickly as possible.

2. Content

Our Service contains content owned or licensed by Dipolrecir, including text, graphics, images, videos, and educational materials ("Content"). The Content is protected by copyright, trademark, and other laws of Singapore and foreign countries.

2.1 Content Usage

You are granted a limited, non-exclusive, non-transferable, and revocable license to access and use the Content for personal, non-commercial purposes. You may not:

  • Reproduce, distribute, publicly display, or publicly perform the Content
  • Modify or create derivative works based on the Content
  • Use any data mining, robots, or similar data gathering and extraction methods in connection with the Service
  • Remove any copyright, trademark, or other proprietary notices from the Content

3. User Conduct

While using our Service, you agree not to:

  • Violate any applicable laws or regulations
  • Use the Service for any illegal purpose or to promote illegal activities
  • Impersonate any person or entity, or falsely state or otherwise misrepresent your affiliation with a person or entity
  • Interfere with or disrupt the Service or servers or networks connected to the Service
  • Attempt to gain unauthorized access to any portion of the Service
  • Collect or store personal data about other users without their consent
  • Use the Service in any manner that could disable, overburden, damage, or impair the site
  • Upload or transmit any viruses, malware, or other types of malicious software

4. Intellectual Property

The Service and its original content (excluding Content provided by users), features, and functionality are and will remain the exclusive property of Dipolrecir and its licensors. The Service is protected by copyright, trademark, and other laws of Singapore and foreign countries.

5. Privacy Policy

Your use of the Service is also governed by our Privacy Policy, which is incorporated into these Terms by reference. Please review our Privacy Policy to understand our practices regarding the collection and use of your personal information.

6. Links to Other Websites

Our Service may contain links to third-party websites or services that are not owned or controlled by Dipolrecir. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services. You further acknowledge and agree that Dipolrecir shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such content, goods, or services available on or through any such websites or services.

7. Termination

We may terminate or suspend your access to our Service immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms.

8. Limitation of Liability

In no event shall Dipolrecir, its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from:

  • Your access to or use of or inability to access or use the Service
  • Any conduct or content of any third party on the Service
  • Any content obtained from the Service
  • Unauthorized access, use, or alteration of your transmissions or content

9. Disclaimer

Your use of the Service is at your sole risk. The Service is provided on an "AS IS" and "AS AVAILABLE" basis. The Service is provided without warranties of any kind, whether express or implied, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, non-infringement, or course of performance.

Dipolrecir does not warrant that the Service will function uninterrupted, secure, or available at any particular time or location, or that any errors or defects will be corrected.

9.1 Financial Advice Disclaimer

The content provided through our Service is for educational and informational purposes only. It should not be considered financial advice. We encourage teens to discuss financial decisions with their parents, guardians, or qualified financial advisors before taking action.

10. Governing Law

These Terms shall be governed and construed in accordance with the laws of Singapore, without regard to its conflict of law provisions.

11. Changes

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will try to provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.

12. Contact Us

If you have any questions about these Terms, please contact us:

  • By email: terms@dipolrecir.com
  • By phone: +65 6123 4567
  • By mail: 10 Marina Boulevard, #39-01, Marina Bay Financial Centre Tower 2, Singapore 018983
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